Morgan Stanley Credit Card:

0% per annum fixed for 6 months on balances transfers. 0% per annum fixed for 6 months on purchases. Typical 17.9% APR variable Up to 1% Cashback on purchases. Manage your account online.
Apply here for your Morgan Stanley Credit Card

Platinum Card
APRs (Variable): Balance Transfers will be charged at 0% p.a. fixed for the period of 6 months from the date your Account is opened, 1.385% per month thereafter, (15.3% APR); Purchases will be charged at 0% p.a. fixed for the period of 6 months from the date your Account is opened, 1.385% per month thereafter, (15.3% APR). Cash Advances will be charged at 1.557% per month, (20.4% APR); APR based on credit limit of £5,000.

Gold Card
APRs (Variable): Balance Transfers will be charged at 0% p.a. fixed for the period of 6 months from the date your Account is opened, 1.240% per month thereafter, (13.6% APR); Purchases will be charged at 0% p.a. fixed for the period of 6 months from the date your Account is opened, 1.240% per month thereafter, (13.6% APR). Cash Advances will be charged at 1.557% per month, (20.4% APR); APR based on credit limit of £5,000.

Buy and fly!™ MasterCard®
APRs (Variable): Balance Transfers will be charged at 0% p.a. fixed for the period of 6 months from the date your Account is opened, 1.385% per month thereafter, (15.3% APR); Purchases will be charged at 0% p.a. fixed for the period of 6 months from the date your Account is opened, 1.385% per month thereafter, (15.3% APR). Cash Advances will be charged at 1.557% per month, (20.4% APR); APR based on credit limit of £5,000.

General Information
Interest payable upon purchases shown on most recent statement if total amount shown on most recent statement not paid off within 25 days of most recent statement date. Cash Advance fee: greater of 2% of value of Cash Advance or £2.00 variable. Foreign exchange fee: 2.75% of the value of the transaction concerned, variable. Minimum monthly payment: 2.5% of outstanding balance or £5, whichever is greater, plus any amount by which outstanding balance exceeds the credit limit at date of relevant statement. If the outstanding balance is less than £5, the minimum payment will be outstanding balance. Written quotations available upon request. Credit available subject to status. Applicants must be UK residents and aged 18 or over. Telephone calls may be monitored and recorded.

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