Marbles Credit Card

0% on balance transfers for 12 months Free Travel Accident Insurance Typical 15.9% apr variable Manage your account online Get a decision in 60 seconds

marbles credit card is issued by HFC Bank Limited and is only available to persons aged 21 or over, who are resident in the U.K. or Channel Islands and who are not already (or have not recently been) marbles card accountholders and is subject to status and conditions. The following credit charges apply to new customers: Typical 14.9% APR variable. For balance transfers the rate is 0% per annum fixed for 6 months from account opening, after which it will revert to a variable interest rate from 0.944% to 1.805% per month. The interest rate for Retail Transactions (and Balance Transfers after the introductory period) is 0.944% to 1.805% per month variable. A handling fee of 1.75% (minimum of £2.50) will be charged on all Cash Advances other than Balance Transfers. The interest rate for Cash Advances other than Balance Transfers is 1.092% to 1.924% per month variable. The APR quoted is the typical APR. The interest rates and APRs we charge will depend on our assessment of your circumstances and on your conduct of the account from time to time. Other than the fixed rate mentioned, all credit charges are variable. No interest on Transactions if the balance is paid in full by the due date otherwise interest payable from the date of Transaction. Interest payable on Balance Transfers and other Cash Advances from the date of advance. Monthly minimum payment required is 2% of the outstanding balance, with a minimum of £5 or the balance if less. If you do not pay off your balance in full, payments we receive are applied first to payment protection insurance premiums and then towards lower rate introductory or promotional balances before any other Cash Advance and/or purchases. The maximum credit limit is £15,000. The minimum credit limit is £250. Written quotations of our credit terms are available on request from PO Box 3615, Birmingham B3 2RJ. marbles™ is a trading name of HFC Bank Limited. HFC Bank Limited is authorised and regulated by the Financial Services Authority. Registered office: North Street, Winkfield, Windsor, Berkshire, SL4 4TD. Registered in England No. 1117305

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